Jade Truck Loans FAQs

Your truck loan broker should handle essentially the entire loan process, except for you having to provide certain information and documents for your application. From your initial call they will be your contact throughout your loan process. First will be to source you the most attractive option from across the lending panel which should include banks and non-bank lenders. Brokers are not limited to just one source which is why we have more choices to secure you a truck finance approval at competitive rates.On acceptance of your offer, the broker will proceed to process your application by liaising directly with the lender. When it comes to settlement, they arrange the payment of the truck purchase price from the lender directly to the dealer. You don’t have to get involved there either.

Finance brokers are a specialist services for truck buyers that do not meet all the requirements for their finance. It will depend exactly on what basis your application was rejected as to which avenue we pursue to source you a cost-effective solution. Most brokers have many lenders and banks to look to with financials and loans based on a No Docs or Low Docs Loan. Also there can be possible options for bad credit truck loans.

Finance brokers generally works with all sized operations and all types of business structures. That includes small sole traders and owner-operators, family enterprises, partnerships, large fleet operations and SMEs. It doesn’t matter if you own one or hundred or more trucks. In many instances we find that small operators actually have more to gain from using a broker than some larger businesses. Small operators rarely have significant bargaining power to negotiate with banks and lenders directly themselves. As your broker, you have the full strength of bargaining power to negotiate better rates and terms on your behalf.

No, not at all, as a finance broker we provides a range of services across our website including our loan calculator and loan comparison calculator, neither of which have any obligation attached to their use.When requesting a quote there is no obligation or cost involved. Through the different stages of the truck loan application process there are opportunities where you can withdraw your application or conclude proceedings without obligation. Your consultant will outline the process to you and clarify where signing a finance contract and/or at what point your actions and approvals become a binding commitment to proceed with the loan.