Used Truck Finance - Old Trucks Loans

Obtain tailored financing for older trucks with our used truck finance solutions.

While truck loans are all assessed individually, we’ve produced this comparison table to show you how several products in the heavy vehicle financing space compare with Jade, based on their advertised interest rates. Simply enter the amount you want for your loan and the term you would prefer and the monthly repayment figure will be displayed in the end column.

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Why Use Jade Truck Loans?

Cheap truck loan interest rates

We try harder for our customers. As professional brokers, we’re working for you and we use our negotiating skills and strong bargaining power with our vast selection of lenders to get you the best rates.

Your Jade consultant is only focused on your interests and has the skills and industry experience to know who will offer the best rates on your particular loan specs.

Using Jade is the right decision

As dedicated finance brokers, Jade Trucks Loans prioritises your interests, offering accreditation with multiple lenders and a commitment to securing the best truck finance deal aligned with your business goals, aiming to boost your profitability, all facilitated by a dedicated and knowledgeable finance consultant ensuring swift, tailored, and responsive service that respects your unique needs and delivers superior loans at competitive rates.

A company that delivers

We are not limited by lenders and certainly not limited to a specific truck type, make or model. From small, around-town pallet trucks, to tippers, dumpers and agitators, tilt trays, pantacs and curtain-sider to the largest semis, prime movers and B-doubles that cross the country, we provide finance deals for all trucks types for all industries. We offer truck loans on both truck and trailer combo and truck only purchases, new and used from dealers, private sellers and purchased at auction.
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Second Hand Truck Loans

When it comes to purchasing a used, second-hand truck, the urgency is even greater. Good deals won’t wait around for slow-moving banks and lenders to organise and approve your truck finance. Sellers want to sell quickly and usually have plenty of buyers making offers. The used vehicle market is highly competitive so once you’ve found a good quality, well-priced used heavy vehicle you need to move quickly or risk losing the deal.

Don’t risk missing out on that used truck or a great deal, you can have both – just talk to our Jade consultants, we’re up to speed when it comes to securing great second hand loans and meeting deadlines.

Call our consultants 1300 000 003 We’ll get moving on your deal from your first phone call or email contact. Our consultants know how to structure your application for FAST APPROVAL and that means you can proceed with the sale faster and get that truck on the money-earning road.

Used Truck Financing
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DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

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Used Truck Loans FAQs

Many heavy vehicles are built to last for many years which means the second hand market can be strong with some great buys to be found. Jade assists buyers of used trucks with our comprehensive finance services and compares cheap loans. We’ve endeavored to cover a wide range of issues and information across our website, but if you still have questions around a used truck loan, hopefully your will find your answers in this section. If not, please give us a call on 1300 000 003.

  • Generally the same range of loan types for both used and new trucks. Loan types include: Chattel Mortgage, Leasing and Operating Lease, Rent to Own and Commercial Hire Purchase or CHP. These products share similarities and have distinct differences. Differences are around the treatment of GST, tax deductibility, depreciation, balance sheet and whether they are suited to businesses using the cash or accruals method of accounting. All interest rates are fixed for the loan term with fixed repayments. Other options are common with most loan types are balloons,residual, and buybacks.

  • Individual lenders and banks will have their own requirements around the age of trucks they will finance. The age restrictions will vary and can depend on what financial information you could provide and the interest rate you may be charged. For example no doc truck loans through some major banks can have an age limit of upto 4 years old. With current financials they might look at older assets.Other non bank lenders for example may look at a older 10 year old asset under no doc but charge a higher interest rate. Some lenders may look at older trucks but restrict the loan term to under 5 years.

  • Generally yes. Some older trucks and for some applicants the loan conditions may vary from those offered on new trucks. Most lenders and banks offer cheaper interest rates for new or near new trucks. The older the heavy vehicle will normally attract higher inetrest rates.

  • Yes most lenders, banks and finance companies approve finance when purchased through an authorised dealer, at auction or through a private seller.  If intending to purchase privately, it can be advantageous to secure a pre-approved loan before you meet with the seller. This process involves making an application based on your estimate of loan amount/purchase price. Your application is processed through to approval stage so you are assured that your finance is secured.

    Having your finance approved means you are in a position to complete a quick sale. This can often be used as a great bargaining tool to haggle the price down.

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