No Deposit Truck Finance

Experience hassle-free truck ownership with our No Deposit Truck Finance solutions, tailored to your needs.

A no deposit loan allows you to borrow 100% of the purchase price so you want to make sure you’re selecting the lender that offers the cheapest interest rates because that can mean lower repayments. In this calculator we give you the opportunity to compare key finance products. Just enter the lending details see the repayments calculated to assist with your finance decisions.

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Why Use Jade Truck Loans?

Cheap truck loan interest rates

We try harder for our customers. As professional brokers, we’re working for you and we use our negotiating skills and strong bargaining power with our vast selection of lenders to get you the best rates.

Your Jade consultant is only focused on your interests and has the skills and industry experience to know who will offer the best rates on your particular loan specs.

Using Jade is the right decision

As dedicated finance brokers, Jade Trucks Loans prioritises your interests, offering accreditation with multiple lenders and a commitment to securing the best truck finance deal aligned with your business goals, aiming to boost your profitability, all facilitated by a dedicated and knowledgeable finance consultant ensuring swift, tailored, and responsive service that respects your unique needs and delivers superior loans at competitive rates.

A company that delivers

We are not limited by lenders and certainly not limited to a specific truck type, make or model. From small, around-town pallet trucks, to tippers, dumpers and agitators, tilt trays, pantacs and curtain-sider to the largest semis, prime movers and B-doubles that cross the country, we provide finance deals for all trucks types for all industries. We offer truck loans on both truck and trailer combo and truck only purchases, new and used from dealers, private sellers and purchased at auction.
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Truck Finance With No Deposit Down

We have many options for no deposit truck finance on both new and used heavy vehicles, across the full range of heavy vehicle types from many.

Your Jade consultant can organise pre-arranged pre-approved financing, which will expedite your purchase. If you are interested in a no deposit loan quote for your impending purchase, contact Jade business Consultant for a quote on 1300 000 003.

Truck Financing with Zero Down Payment

Considerations For No Deposit Truck Loan

Your Jade consultant will source you a commercial lending product, Chattel Loan Mortgageleases on trucks or truck rent to buy, which includes 100% of the purchase price in the total loan amount. This can be for:

For new or used purchases through a dealer, this normally includes the purchase price of the truck AND the dealer sale stamps, on-road costs and rego.

For private sales, these additional charges are not included in a no deposit deal as the rego transfer is the responsibility of the purchaser, ie you.

A 100% no deposit offer is dependent on the conditions of individual lenders, banks, and commercial vehicle loan companies. Lenders consider the valuation of a commercial vehicle compared with the total financial amount when approving these loans.

When requesting no deposit heavy truck loans, our dedicated finance consultants can arrange quotes on both with and without deposit so you can make an informed decision which best suits your business.

Exploring No Deposit Truck Loans

No Deposit Financing Does Not Apply to a Dealer Deposit

No deposit financing should not be confused with a deposit requested by a dealer, auction house or another seller on your agreement to purchase.


A deposit is normally requested for both new and used trucks mainly from dealers or auction houses.


When a heavy vehicle is being customised, or custom-built, a dealer will most likely want a deposit from you. This is called a holding deposit and can be refunded at the time of settlement if you opt for no deposit. If you want to keep your cash and cover 100% of the purchase price with the credit, we advise you to negotiate a holding deposit with the dealer/seller. Eg a credit card imprint or arrange a payment that is refunded when the truck finance company pays the full purchase price to the seller.

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DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

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