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Affordable Heavy Vehicle Finance Tailored to Your Business Needs
We support and empowers Australian heavy vehicle owners and operators with the flexible, workable finance at cheap interest rates that you need to thrive in your highly competitive environment.
Whether you’re a solo owner-operator, SME or a large fleet operator, we will source you the best finance deal, tailored to suit your individual business requirements.
Cheap interest rates are our signature, our trademark and your assurance that you are getting the best loan offer available.
We offer the full range of commercial heavy vehicle and trailer finance products – Chattel Mortgage, CHP, Leasing, Rental – all structured with our signature cheap interest rates and handled by your personal business professional loan broker.
Commercial Vehicle Financing with Competitive Rates and Nationwide Reach
We are accredited with multiple banks and lenders, many industry-only, so we have a vast selection of options to source you the right lending to suit you, your business and your vehicle. We provide financing for all types of trucks and trailers, new and used, purchased through dealers, private sellers or auction, for use across all Australian industries. With our nationwide coverage, we can handle your finance wherever you’re located and our streamlined service means we save you time, hassle and money.
Our knowledge, experience and expertise in both lending and across the trucking industry is legendary. Our ability to secure the best loans at cheap interest rates is renowned. Our tough negotiating skills on behalf of our customers is an always. Our performance in a tough, competitive market is envied.
For a no messing around, straight to the point, no time wasted credit at cheap interest rates and terms that suit you, contact us today!
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A Wide Range of Credit Facilities for Trucks
We offer a diverse selection of truck financing options, including but not limited to semi-trucks, dump trucks, delivery vans, and tow trucks, ensuring you have access to the best loan solutions tailored to your specific needs.
Nationwide coverage purchases
Our nationwide coverage offers customers the added advantage of a company that can facilitate their truck purchase, regardless of their location in Australia or the whereabouts of the desired vehicle.
In today's market, where online platforms play a dominant role in sales, your Jade consultant can assist not only with your loan but also with other aspects of the transaction.
Expertise and in-depth knowledge
Our expertise and deep understanding of the financing and trucking industries are celebrated by our extensive customer base.
Our ability to provide and compare the best loans with competitive rates, coupled with our unmatched negotiating skills and unwavering dedication to achieving the best results for our customers, sets us apart.
Years of experience with credits and lendings
With years of experience in providing our clients with better credit and lending options, Jade has cultivated a well-established network, offering access to numerous loan companies and banks, allowing us to compare hundreds of loan products at our disposal. We are highly knowledgeable in the field of truck financing, adept at sourcing the best product to suit your specific needs.
Truck Finance FAQs
Purchasing a new heavy vehicle is a major business investment and deserves detailed consideration of all aspects, especially your financing. Heavy vehicle loans can be structured over many years so you want to be sure you have secured the best deal upfront to deliver the ROI you expect over the long term. We have worked towards providing extensive detail across our website, but fully understand that some people will still have questions they want answered. In this section we address some frequently asked questions and if you have more, please contact us on 1300 000 003.
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Essentially, all types of trucks can be financed for just about every type and brand of truck on the market. This includes leading manufacturers such as Scania, Volvo, Mack, Iveco, Isuzu, Kenworth, DAF, Freightliner, Mercedes-Benz, UD, Hino, Western Star and others. We finance light, medium and heavy duty trucks with a wide range of body types including: rigid, semi trucks, B-doubles, crane, refrigerated, car carriers, livestock transporters, tippers, agitator, pantechs, prime movers, water trucks, dump, curtainsiders, tray table, tankers and many others. Some lenders will not finance prime movers or interstate haulage but there are many lenders that do. Other banks and lenders may have age of asset restrictions.
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Customers are advised to consult with their accountant or financial advisor to decide which of the loan types they should opt for with their truck loan. The loan types are varying elements in regard to treatment of GST & tax benefits. They include Chattel Mortgage, Leasing, Operating Lease, Commercial Hire Purchase (CHP) and Rent to Buy or Rent to Own.
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Most common loan terms for trucks are between 3 – 5 years or 36 – 60 month terms. The length of the loan term changes the monthly repayments: shorter term means higher repayments but the loan repaid faster and longer term means lower monthly repayments but longer to repay the loan and own the truck. Balloon or residual payments maybe offered as a bulk payment at the end of the term or interest only amount of finance. This can reduce your repayment.
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All types of business and all business entities and structures can apply for truck finance. Specifically including are sole traders, partnerships pty ltd companies, public companies and large privately-owned corporations. The goods must be used predominately for business use (more than 50%). So to be eligible an applicant must be a business entity. The minimum requirement to be eligible for business finance is to hold a current ABN.