For operators in a range of industries, the purchase of a complete vehicle package, a vehicle set-up for specific applications, can represent a cost-effective and highly efficient way to get to work quickly. Isuzu’s Ready-to-Work and Hino’s Built to Go ranges offer operators that opportunity. But with all major acquisition, built to go truck loans also need to be workable and ready to perform for the business.
Jade Truck Loans assist operators to get to work faster and more affordably with low interest rate financing on built to go truck loans. With affordable funding options for all types of set-ups, including sole traders and new operators, we make the opportunity to get to work faster accessible to more businesses.
The vehicle is especially suited to your requirements and we ensure the financing is equally suited. Individually sourced from across our large lender base to ensure the lender matches the requirements and the rates, terms and conditions are negotiated and structured to meet cash flow and productivity outlooks.
Ready-to-Work, Built to Go Truck Models
Vehicles set up to get to work directly from the showroom are available through a number of leading heavy vehicle manufacturers. In fact, they’re available from the top selling brands.
Hino offer a range of vehicles that are set up to get straight to work. The range is comprehensive and manufactured around the brand’s 300 and 500 Series options. The variations include the Tipper, Tipper Pro, TradeAce, Steelace, Alloy Tray and Hybrid Alloy Tray. The 300 is the light duty range and the 500 a medium duty selection.
In choosing the model variant, buyers have a choice of transmission and fuel systems with diesel and hybrid electric options available. All models have Hino’s impressive safety features.
Isuzu’s Ready-to-Work range covers a great selection of options including a van, servicepak, freighpack, tray and other options. Operators can select the model that specifically suits their application and be ready to take on customer contracts from day one.
Select the Right Built to Go Truck Loans
The vehicle may be specifically suited to the application, but what about the financing? Using our specialist heavy vehicle financing brokers, operators have the opportunity to have their funding individual sourced to meet their exact requirements among the truck financing options.
These types of vehicles can be purchased with the operator’s choice of credit facility. The selection includes Leasing, Rent-to-Own, Chattel Mortgage and Commercial Hire Purchase. The one best suited to a particular set-up will be the one that suits the accounting method, approach taken to the balance sheet and tax deductions and the overall financial objectives.
All are popular credit facilities and widely used, offering varying tax deductions. Chattel Mortgage and CHP allow for a tax deduction with depreciation of the vehicle in line with current tax rulings at time of purchase. Leasing and Rent-to-Own provide tax deductions with the monthly payments. Interest charged on all these commercial credit facilities are tax deductible.
GST is treated differently with the full amount claimed at time of purchase with CHP and Chattel Mortgage and GST applied to monthly payments with Rent-to-Own and Leasing.
The interest rate applicable to the different credit facilities also varies and can vary based on the lender assessment of the individual application. We source the best rates from across 80+ lenders and negotiate repayment schedules to ensure the entire vehicle acquisition package works with cash flow.
Built to Go Truck Loans for New, Small Operators
Purchasing a vehicle that is ready to get down to business can be a very attractive option for those starting out in self-employment as a contract owner driver. But sourcing affordable funding may not be such an appealing prospect with not all lenders approving applications for small and new operations.
We do have lenders that approve funding based on low and no docs at workable rates and conditions. Speak with us prior to vehicle selection so we can confirm your options and provide a quote.
Calculating Truck Finance
At the same time as selecting the right vehicle, operators can start working out possible financing estimates with our swift truck loan calculator. It can be used for all credit facilities by entering the appropriate interest rate. The preferred balloon or residual can be selected, and the repayment estimate for that combination of values will be displayed.
A quick call or online connect with us can provide a quote for repayments specific to your application.
Get to Work Faster – 24 Hour Loan Approval
Time can be money and purchasing a vehicle that can start generating income from day one can be a profitable investment. We support operators to expedite day one with our 24 hour approvals process. Select your truck, speak with us about funding and get to work faster!
Contact Jade Truck Loans on 1300 000 003 for great built to go truck loans.
DISCLAIMER: THIS INFORMATION IS ISSUED PURELY FOR THE PURPOSE OF GENERAL INFORMATION PROVISION. IT IS NOT TO BE TAKEN AS THE ONLY SOURCE OF INFORMATION FOR BASING FINANCIAL DECISION-MAKING. THOSE REQUIRING FINANCIAL GUIDANCE AND ADVICE SHOULD CONSULT WITH THEIR FINANCIAL CONSULTANT OR ADVISOR. NO LIABILITY IS ACCEPTED FOR ANY MISREPRESENTATION OF POLICIES, DATA OR ERRORS IN THIS CONTENT.