Early Finance Planning Guide for Brisbane Truck Show Buyers

While it may be a few months away, details have been released and tickets are already on sale for the 2025 Brisbane Truck Show. A possible signal for astute operators intending to place orders at the event, to start planning their event visit and their vehicle finance.

The event is run by the HVIA and will be held over four big days, 15-18 May, at Brisbane Convention and Exhibition Centre. A massive line-up of brands, vehicles, trailers, technology and other equipment will be on display and the event also includes the Heavy Equipment and Machinery Show. An ideal opportunity for operators to see the latest innovations in their industry and secure vehicles and equipment to support their business. Operators planning to place orders at the Brisbane Truck Show can engage with specialist brokers Jade Truck Loans to pre-arrange their heavy vehicle finance. 

Advanced Finance Actions for Brisbane Truck Show Buyers

Taking an organised and strategic approach to arranging finance ahead of ordering may deliver benefits including more affordable finance, avoiding missing out on event specials, expediting delivery of the vehicle into work in the business, and allowing sufficient time to consider multiple options.

While confirmed pre-approved finance needs to be secured closer to the purchase time, there are steps that can be actioned well ahead of placing a new vehicle order. Operators can engage with our brokers well in advance to discuss the specific finance options available to them. We provide personal service, working with our customers and focus on securing workable solutions to meet individual objectives.

We can arrange confirmation of borrowing limits, based on current profiles and financials, to enable  vehicle orders to be specified in line with the finance. Allowing operators more time to assess cash flow, anticipated workflow, against the cost of investing in a new vehicle and provide the opportunity to select vehicles to suit finance commitments.

Review Truck Finance Options

Deciding on the most suitable credit facility can be done well ahead of applying for finance and purchasing. Operators may consider if their objectives or business structure has changed since their last asset acquisition with finance. They can discuss with their accountant if the same credit facility used to finance a previous vehicle is still the most suitable. Interest rates vary across the selection of asset acquisition credit facilities, and savings may be realised with a change of lending product.

For example, if it was seen most suitable to use Rent-to-Own or Leasing to fund previous purchases due to the balance sheet benefits, the business may now be in a position to consider Commercial Hire Purchase with the lower interest rates available. All three are suitable for businesses that use the accruals method of accounting. Chattel Mortgage and CHP are suited to the cash method of accounting.

These credit facilities can suit all types of asset acquisitions including heavy vehicles, trailers and  equipment. Where a new technology or fuel system is being acquired which is not considered suitable for asset finance, speak with us about our selection of Secured and Unsecured Business Loans.

Selecting Vehicles - Know Your Borrowing Power

A key benefit for any business operator requiring credit is knowing how much they would be approved to borrow to finance their new vehicle. For larger companies with strong financials this may not be such a major issue. But for SMEs, sole traders, and other owner-operators, it can be an important aspect to know in advance. Lenders assess financials and credit profiles in deciding how much they will approve to individual loan applicants.

We can assist operators by arranging conditional pre-approval of their loan application to ascertain a credit limit as a guide in advance of purchase. This allows buyers to select vehicles with prices in line with their borrowing power and to plan deposits if the limit is less than the purchase price.

The Exhibitor Directory is available on the event website, giving prospective buyers the opportunity to start considering which manufacturers to visit and which particular models to consider in advance. Pricing may be obtained by contacting manufacturers directly and used with our Finance Calculator to generate loan estimates and plan loan preferences.

Timing Pre-Approved Finance for Brisbane Truck Show

Pre-approved finance can be extremely useful when ordering at an expo or direct with a dealer at any time. Operators estimate the amount required, provide details of the vehicle being considered and our brokers arrange conditional approval with rate and repayments estimated. Pre-approvals are available for a short period only. Buyers planning to order at the May event may consider commencing this move with discussions with us in March-April. Our brokers can, at any time, provide a specific timeline so you are well-prepared.

To be well-prepared with financing to order your new vehicle and equipment at the Brisbane Truck Show contact Jade Truck Loans on 1300 000 003 to discuss the options available.

DISCLAIMER: THIS INFORMATION IS ISSUED PURELY FOR THE PURPOSE OF GENERAL INFORMATION PROVISION. IT IS NOT TO BE TAKEN AS THE ONLY SOURCE OF INFORMATION FOR BASING FINANCIAL DECISION-MAKING. THOSE REQUIRING FINANCIAL GUIDANCE AND ADVICE SHOULD CONSULT WITH THEIR FINANCIAL CONSULTANT OR ADVISOR. NO LIABILITY IS ACCEPTED FOR ANY MISREPRESENTATION OF POLICIES, DATA OR ERRORS IN THIS CONTENT.